Building a Brighter Future, Together.
Unsecured Loan Rates
| Loan Type | Amount | Term (months) | 700 & Higher | 699-640 | 639-600 | 599-550 | 549 & Lower | Doc Fee | |
|---|---|---|---|---|---|---|---|---|---|
| Unsecured | up to $499 | 12 | 5.00% | 6.00% | 13.00% | 17.00% | 18.00% | $30 | |
| $500 - $999 | 18 | 5.00% | 6.00% | 13.00% | 17.00% | 18.00% | $30 | ||
| $1,000 - $2,499 | 24 | 5.00% | 6.00% | 13.00% | 17.00% | 18.00% | $30 | ||
| $2,500 - $4,999 | 36 | 5.00% | 6.00% | 13.00% | 17.00% | 18.00% | $30 | ||
| $5,000 - $7,000 | 640 Min Score | 48 | 5.00% | 6.00% | N/A | N/A | N/A | $30 | |
| Share Secured | 84 | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | $30 | ||
| Board Review | 85-180 | $30 | |||||||
CD Rates
| Term | Rate: | |
|---|---|---|
| Certificate of Deposit | 6 Months | 0.50% |
| 12 Months | .80% | |
| 24 Months | .90% | |
| 36 Months | 1.10% | |
| CD Secured | 3% Above The CD Rate |
Collateral Loan Rates
| TYPE: | TERM: | 700 Up | 699-640 | 639-600 | 599-550 | 549 Down | Doc Fee | ||
|---|---|---|---|---|---|---|---|---|---|
| Auto | New | 2020 | 84 | 3.00% | 4.25% | 5.50% | 10.00% | 15.00% | $30 |
| New/Used | 2019 | 84 | 3.00% | 4.25% | 5.50% | 10.00% | 15.00% | $30 | |
| <5000 Miles | 2018 | 84 | 3.00% | 4.25% | 5.50% | 10.00% | 15.00% | $30 | |
| Used | 2017 | 60 | 3.25% | 4.50% | 6.00% | 10.50% | 15.25% | $30 | |
| 2016 | 48 | 3.50% | 4.75% | 6.50% | 11.00% | 15.50% | $30 | ||
| 2015 | 36 | 4.00% | 5.25% | 6.75% | 12.00% | 16.00% | $30 | ||
| 2014 and older | 24 | 4.75% | 6.00% | 7.25% | 12.00% | 17.00% | $30 | ||
| Tractor | New | 72 | 4.00% | 5.00% | 5.50% | 11.00% | 14.00% | $30 | |
| Used - Appraisal | 60 | 5.00% | 6.00% | 6.50% | 12.00% | 15.00% | $30 | ||
| Riding Lawnmower | New | 48 | 4.00% | 5.00% | 5.50% | 11.00% | 14.00% | $30 | |
| Used - Appraisal | 24 | 5.00% | 6.00% | 6.50% | 12.00% | 15.00% | $30 | ||
| Motor Home | New | 84 | 3.50% | 4.00% | 4.50% | 10.00% | 12.00% | $30 | |
| Used - Appraisal | 84 | 4.50% | 5.00% | 5.50% | 12.00% | 14.00% | $30 | ||
| Camper /Travel | New | 2020 2019 | 84 | 4.00% | 5.00% | 5.50% | 11.00% | 14.00% | $30 |
| Trailer | Used - Appraisal | 2018 | 72 | 5.00% | 6.00% | 6.50% | 12.00% | 15.00% | $30 |
| 2017 | 60 | 5.00% | 6.00% | 6.50% | 12.00% | 15.00% | $30 |
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| 2016 | 48 | 5.00% | 6.00% | 6.50% | 12.00% | 15.00% | $30 | ||
| 2015 | 36 | 5.00% | 6.00% | 6.50% | 12.00% | 15.00% | $30 |
||
| 2014 | 24 | 5.00% | 6.00% | 6.50% | 12.00% | 15.00% | $30 | ||
| 2013 & Older | 12 | 5.00% | 6.00% | 6.50% | 12.00% | 15.00% | $30 | ||
| Boat /MTR /TRL | New | 60 | 4.00% | 5.00% | 5.50% | 11.00% | 14.00% | $30 | |
| Used - Appraisal | 36 | 5.00% | 6.00% | 6.50% | 12.00% | 15.00% | $30 | ||
| Motorcycle | New | 48 | 4.00% | 5.00% | 5.50% | 11.00% | 14.00% | $30 | |
| Used - Appraisal | 24 | 5.00% | 6.00% | 6.50% | 12.00% | 15.00% | $30 | ||
| 4-Wheeler | New | 60 | 4.00% | 5.00% | 5.50% | 11.00% | 14.00% | $30 | |
| Used | 24 | 5.00% | 6.00% | 6.50% | 12.00% | 15.00% | $30 | ||
| Utility Trailer | New | 24 | 4.00% | 5.00% | 6.00% | 11.00% | 13.00% | $30 | |